{
  "slug": "cca-fintech",
  "name": "Caucasus & Central Asia Fintech",
  "updated": "2026-09-20",
  "page": "https://godofstartups.com/atlas/markets/cca-fintech",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "facts": [
    {
      "metric": "Receipts per installed payment terminal, Uzbekistan banking system",
      "value": "719.6",
      "unit": "UZS million per terminal",
      "geo": "UZ",
      "period": "2026-H1",
      "tier": 1,
      "status": "ready",
      "url": "https://cbu.uz/ru/statistics/paysistem/4174653/"
    },
    {
      "metric": "Banks issuing payment cards, Kazakhstan",
      "value": "18",
      "unit": "banks",
      "geo": "KZ",
      "period": "2026-08",
      "tier": 1,
      "status": "ready",
      "url": "https://nationalbank.kz/ru/news/elektronnye-bankovskie-uslugi"
    },
    {
      "metric": "Payment cards in circulation, Kazakhstan",
      "value": "84,0",
      "unit": "million cards",
      "geo": "KZ",
      "period": "2026-08",
      "tier": 1,
      "status": "ready",
      "url": "https://nationalbank.kz/ru/news/elektronnye-bankovskie-uslugi"
    },
    {
      "metric": "Share of POS terminals in number of cashless card operations, Kazakhstan",
      "value": "21,9",
      "unit": "percent",
      "geo": "KZ",
      "period": "2026-07",
      "tier": 1,
      "status": "ready",
      "url": "https://nationalbank.kz/ru/news/elektronnye-bankovskie-uslugi"
    },
    {
      "metric": "Installed payment terminals, Uzbekistan",
      "value": "448 117",
      "unit": "count of terminals",
      "geo": "UZ",
      "period": "2026-07",
      "tier": 1,
      "status": "ready",
      "url": "https://cbu.uz/ru/statistics/paysistem/4174653/"
    },
    {
      "metric": "Share of internet and mobile banking in number of cashless card operations, Kazakhstan",
      "value": "77,6",
      "unit": "percent",
      "geo": "KZ",
      "period": "2026-07",
      "tier": 1,
      "status": "ready",
      "url": "https://nationalbank.kz/ru/news/elektronnye-bankovskie-uslugi"
    },
    {
      "metric": "Monthly value of payment card transactions by Kazakh issuers",
      "value": "19,9",
      "unit": "KZT trillion",
      "geo": "KZ",
      "period": "2026-07",
      "tier": 1,
      "status": "ready",
      "url": "https://nationalbank.kz/ru/news/elektronnye-bankovskie-uslugi"
    },
    {
      "metric": "GDP per person employed",
      "value": "82764.99",
      "unit": "constant 2021 PPP$",
      "geo": "KZ",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/SL.GDP.PCAP.EM.KD?locations=KZ"
    },
    {
      "metric": "Market capitalization of listed domestic companies",
      "value": "51.73",
      "unit": "percent of GDP",
      "geo": "KZ",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/CM.MKT.LCAP.GD.ZS?locations=KZ"
    },
    {
      "metric": "Domestic credit to private sector by banks",
      "value": "27.71",
      "unit": "percent of GDP",
      "geo": "KZ",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FS.AST.PRVT.GD.ZS?locations=KZ"
    },
    {
      "metric": "Formal savings rate, Uzbekistan adults",
      "value": "7.4",
      "unit": "percent",
      "geo": "UZ",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://blogs.adb.org/blog/how-uzbekistan-can-turn-digital-finance-savings-and-financial-security"
    },
    {
      "metric": "Personal remittances received (% of GDP)",
      "value": "14.28",
      "unit": "percent",
      "geo": "UZ",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/BX.TRF.PWKR.DT.GD.ZS?locations=UZ"
    },
    {
      "metric": "Adults with no financial account citing lack of trust in institutions, Azerbaijan",
      "value": "26.3",
      "unit": "percent of adults age 15+",
      "geo": "AZ",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org"
    },
    {
      "metric": "Adults unable to come up with emergency funds within 30 days, Georgia",
      "value": "12.88",
      "unit": "percent",
      "geo": "GE",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org"
    },
    {
      "metric": "Own a mobile phone (adults 15+)",
      "value": "94.96",
      "unit": "percent",
      "geo": "GE",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/con1?locations=GE"
    },
    {
      "metric": "Adults who sent money to a person asking for it via phone/SMS in the past 12 months",
      "value": "0.19",
      "unit": "percent of adults age 15+",
      "geo": "UZ",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/con22?locations=UZ"
    },
    {
      "metric": "Adults who received a phone call or SMS asking them for money in the past 12 months",
      "value": "3.68",
      "unit": "percent of adults age 15+",
      "geo": "UZ",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/con21?locations=UZ"
    },
    {
      "metric": "Daily internet use (adults 15+)",
      "value": "60.38",
      "unit": "percent",
      "geo": "UZ",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/con26d?locations=UZ"
    },
    {
      "metric": "Debit card ownership (age 15+), Georgia",
      "value": "64.45",
      "unit": "percent",
      "geo": "GE",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org"
    },
    {
      "metric": "Account ownership, young adults ages 15-24, Kazakhstan, Global Findex 2025",
      "value": "68.27",
      "unit": "percent of adults age 15+",
      "geo": "KZ",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://www.worldbank.org/en/publication/globalfindex"
    }
  ],
  "note": "status: ready = two or more independent sources or an official series; proxy = one source; context = macro background, not a validation figure."
}