{
  "slug": "sasia-fintech",
  "name": "South Asia Fintech (Pakistan, Bangladesh, Sri Lanka)",
  "updated": "2026-09-22",
  "page": "https://godofstartups.com/atlas/markets/sasia-fintech",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "facts": [
    {
      "metric": "Mobile app share of digital payment transactions, Pakistan",
      "value": "78",
      "unit": "percent",
      "geo": "PK",
      "period": "2026-Q1",
      "tier": 1,
      "status": "ready",
      "url": "https://www.sbp.org.pk/assets/documents/press-release/Pr-25-Jun-2026.pdf"
    },
    {
      "metric": "Quarter-on-quarter growth of internet banking transaction volume, Pakistan",
      "value": "5",
      "unit": "percent",
      "geo": "PK",
      "period": "2026-Q1",
      "tier": 1,
      "status": "ready",
      "url": "https://www.sbp.org.pk/assets/documents/press-release/Pr-25-Jun-2026.pdf"
    },
    {
      "metric": "Over-the-counter transactions processed by banking agents, Pakistan",
      "value": "155",
      "unit": "million transactions",
      "geo": "PK",
      "period": "2026-Q1",
      "tier": 1,
      "status": "ready",
      "url": "https://www.sbp.org.pk/assets/documents/press-release/Pr-25-Jun-2026.pdf"
    },
    {
      "metric": "Mobile app-based payment transactions (branchless banking, bank and EMI apps), Pakistan",
      "value": "2.9",
      "unit": "billion transactions",
      "geo": "PK",
      "period": "2026-Q1",
      "tier": 1,
      "status": "ready",
      "url": "https://www.sbp.org.pk/assets/documents/press-release/Pr-25-Jun-2026.pdf"
    },
    {
      "metric": "Mobile app-based payment transaction value, Pakistan",
      "value": "42",
      "unit": "PKR trillion",
      "geo": "PK",
      "period": "2026-Q1",
      "tier": 1,
      "status": "ready",
      "url": "https://www.sbp.org.pk/assets/documents/press-release/Pr-25-Jun-2026.pdf"
    },
    {
      "metric": "Change in LANKAQR transaction volume year on year, Sri Lanka",
      "value": "-9.6",
      "unit": "percent",
      "geo": "LK",
      "period": "2025-Q3",
      "tier": 1,
      "status": "ready",
      "url": "https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_3Q2025_e.pdf"
    },
    {
      "metric": "Defaulted credit card transaction value, Sri Lanka",
      "value": "19.2",
      "unit": "LKR billion",
      "geo": "LK",
      "period": "2025-Q3",
      "tier": 1,
      "status": "ready",
      "url": "https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_3Q2025_e.pdf"
    },
    {
      "metric": "POS terminals per 1,000 inhabitants, Sri Lanka",
      "value": "6.3",
      "unit": "terminals per 1000 inhabitants",
      "geo": "LK",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_4Q2025_e.pdf"
    },
    {
      "metric": "Per capita CEFTS fast-payment transaction value, Sri Lanka",
      "value": "1063485",
      "unit": "LKR per inhabitant per year",
      "geo": "LK",
      "period": "2025",
      "tier": 1,
      "status": "ready",
      "url": "https://www.cbsl.gov.lk/sites/default/files/Payments_Bulletin_3Q2025_e.pdf"
    },
    {
      "metric": "Average monthly household income, richest quintile, urban Pakistan",
      "value": "146920",
      "unit": "PKR per month",
      "geo": "PK",
      "period": "2024-2025",
      "tier": 1,
      "status": "ready",
      "url": "https://www.pbs.gov.pk/wp-content/uploads/2020/07/HIES-2024-25-Report-Final-1.pdf"
    },
    {
      "metric": "Average monthly household consumption expenditure, all households, Pakistan",
      "value": "79150",
      "unit": "PKR per month",
      "geo": "PK",
      "period": "2024-2025",
      "tier": 1,
      "status": "ready",
      "url": "https://www.pbs.gov.pk/wp-content/uploads/2020/07/HIES-2024-25-Report-Final-1.pdf"
    },
    {
      "metric": "Adults without an account citing distance to financial institutions, Bangladesh",
      "value": "8.06",
      "unit": "percent",
      "geo": "BD",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/BGD;LKA;NPL/indicator/fin11a?source=28&format=json"
    },
    {
      "metric": "Account holders with an inactive account, Sri Lanka",
      "value": "17.57",
      "unit": "percent",
      "geo": "LK",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/BGD;LKA;NPL/indicator/inactive.t.d.s?source=28&format=json"
    },
    {
      "metric": "Adults able to send a text message on a mobile phone, Bangladesh",
      "value": "30.25",
      "unit": "percent",
      "geo": "BD",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/BGD;LKA;NPL/indicator/con16?source=28&format=json"
    },
    {
      "metric": "Adults for whom raising emergency funds within 30 days is not possible, Pakistan",
      "value": "17.02",
      "unit": "percent",
      "geo": "PK",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/PAK;BGD;LKA;NPL/indicator/fin24aN?source=28&format=json"
    },
    {
      "metric": "Adults who made a digital online merchant payment, Pakistan",
      "value": "2.45",
      "unit": "percent",
      "geo": "PK",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/PAK;BGD;LKA;NPL/indicator/fin27a?source=28&format=json"
    },
    {
      "metric": "Account ownership, all adults ages 15+, Pakistan",
      "value": "27.3",
      "unit": "percent",
      "geo": "PK",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/PAK;BGD;LKA;NPL/indicator/account.t.d?source=28&format=json"
    },
    {
      "metric": "Adults who borrowed to start or operate a business, Pakistan",
      "value": "12.56",
      "unit": "percent",
      "geo": "PK",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/PAK;BGD;LKA;NPL/indicator/fin22e?source=28&format=json"
    },
    {
      "metric": "Adults who borrowed from a bank or similar financial institution, Pakistan",
      "value": "5.68",
      "unit": "percent",
      "geo": "PK",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/PAK;BGD;LKA;NPL/indicator/fin22a?source=28&format=json"
    },
    {
      "metric": "Adults with a mobile money account, Bangladesh",
      "value": "20.77",
      "unit": "percent",
      "geo": "BD",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/BGD;LKA;NPL/indicator/mobileaccount.t.d?source=28&format=json"
    }
  ],
  "note": "status: ready = two or more independent sources or an official series; proxy = one source; context = macro background, not a validation figure."
}