{
  "slug": "tr-fintech",
  "name": "Turkey Fintech",
  "updated": "2026-09-20",
  "page": "https://godofstartups.com/atlas/markets/tr-fintech",
  "license": "https://creativecommons.org/licenses/by/4.0/",
  "facts": [
    {
      "metric": "Young adults (15-24) with a mobile money account, Turkiye",
      "value": "22.4814",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/ISR;TUR;SAU/indicator/mobileaccount.t.d.3?source=28&format=json&per_page=200"
    },
    {
      "metric": "Individuals using the Internet (% of population)",
      "value": "87.31",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/IT.NET.USER.ZS?locations=TR"
    },
    {
      "metric": "Turkish young adults (15-24) with a financial or mobile-money account",
      "value": "65.2",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.YG.ZS?locations=TR"
    },
    {
      "metric": "Turkish adults with a financial-institution or mobile-money account",
      "value": "81.6",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=TR"
    },
    {
      "metric": "Turkish poorest-40% adults with a financial or mobile-money account",
      "value": "75.5",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.40.ZS?locations=TR"
    },
    {
      "metric": "Turkish adults with no financial or mobile-money account (unbanked share)",
      "value": "18.4",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=TR"
    },
    {
      "metric": "Account-ownership gap between richest-60% and poorest-40% Turkish adults",
      "value": "10.0",
      "unit": "percentage points",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.60.ZS?locations=TR"
    },
    {
      "metric": "Account ownership at a financial institution or mobile-money provider (ages 15+)",
      "value": "81.55",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=TR"
    },
    {
      "metric": "Adults who sent money to a person requesting it via phone or SMS in past 12 months, Turkey",
      "value": "1.91",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org"
    },
    {
      "metric": "Adults who received a phone call or SMS asking for money in past 12 months, Turkey",
      "value": "16.18",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org"
    },
    {
      "metric": "Adults unable to come up with emergency funds within 30 days, Turkey",
      "value": "7.46",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org"
    },
    {
      "metric": "Turkey adults unable to come up with emergency funds within 30 days",
      "value": "7.46",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/fin24aN?locations=TR"
    },
    {
      "metric": "Turkey unbanked adults citing distance to a financial institution as a reason",
      "value": "1.79",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/fin11a?locations=TR"
    },
    {
      "metric": "Turkey adults who borrowed from a formal bank or similar financial institution",
      "value": "41.49",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/fin22a?locations=TR"
    },
    {
      "metric": "Turkey adults who borrowed from family or friends",
      "value": "29.50",
      "unit": "percent of adults age 15+",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/fin22b?locations=TR"
    },
    {
      "metric": "Account ownership, adults 15+",
      "value": "81.55",
      "unit": "percent of adults age 15+",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=TR"
    },
    {
      "metric": "Adults who borrowed from a formal bank or similar financial institution",
      "value": "41.50",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/fin22a?locations=TR"
    },
    {
      "metric": "Turkey adults who applied for a loan using a mobile phone",
      "value": "10.87",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/fin20?locations=TR"
    },
    {
      "metric": "Turkish adults 15+ who used social media in the past three months",
      "value": "73.3644988239326",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://api.worldbank.org/v2/country/TUR/indicator/con30c?source=28&format=json"
    },
    {
      "metric": "Account ownership at a financial institution or mobile-money provider",
      "value": "81.55",
      "unit": "percent",
      "geo": "TR",
      "period": "2024",
      "tier": 1,
      "status": "ready",
      "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=TR"
    }
  ],
  "note": "status: ready = two or more independent sources or an official series; proxy = one source; context = macro background, not a validation figure."
}