{ "slug": "vn-fintech", "name": "Vietnam fintech", "updated": "2026-10-02", "page": "https://godofstartups.com/atlas/markets/vn-fintech", "license": "https://creativecommons.org/licenses/by/4.0/", "facts": [ { "metric": "Domestic bank cards in circulation, end of period", "value": "99,48", "unit": "million cards", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/so-luong-the-ngan-hang" }, { "metric": "Domestic payment transactions via Internet channel, count", "value": "1639258267", "unit": "transactions", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-thanh-toan-noi-dia-qua-internet-va-mobile-bank" }, { "metric": "Transactions performed at ATMs, count", "value": "159613871", "unit": "transactions", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-qua-atm-pos-eft-pos-edc" }, { "metric": "Transactions performed at POS/EFTPOS/EDC terminals, count", "value": "207725767", "unit": "transactions", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-qua-atm-pos-eft-pos-edc" }, { "metric": "Individual payment (current) accounts open at banks, end of period", "value": "256741", "unit": "thousand accounts", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/tai-khoan-tien-gui-thanh-toan-cua-ca-nhan" }, { "metric": "National Payment System interbank transactions, high-value subsystem (HV)", "value": "6669682", "unit": "transactions", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-cua-he-thong-thanh-toan-quoc-gia" }, { "metric": "Domestic payment value via mobile banking applications", "value": "22202907,04", "unit": "VND billion", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-thanh-toan-noi-dia-qua-internet-va-mobile-bank" }, { "metric": "Domestic non-cash payment value by credit transfer orders (lenh chi, uy nhiem chi)", "value": "96417795,54", "unit": "VND billion", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-thanh-toan-noi-dia-theo-cac-pttt" }, { "metric": "Domestic non-cash payment value by other payment instruments (bills of exchange, promissory notes, letters of credit, tr", "value": "553215,98", "unit": "VND billion", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/giao-dich-thanh-toan-noi-dia-theo-cac-pttt" }, { "metric": "Balance held in individual payment (current) accounts at banks, end of period", "value": "1220766,52", "unit": "VND billion", "geo": "VN", "period": "2026-Q2", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/en/tai-khoan-tien-gui-thanh-toan-cua-ca-nhan" }, { "metric": "Cash in circulation as share of total means of payment", "value": "11,52", "unit": "percent", "geo": "VN", "period": "2026-01", "tier": 1, "status": "ready", "url": "https://sbv.gov.vn/o/article/v1.0/articles?scopeKey=20117&contentStructureId=10041267&pageSize=100" }, { "metric": "Vietnam adults who borrowed from a formal bank or financial institution", "value": "7.67", "unit": "percent of adults age 15+", "geo": "VN", "period": "2024", "tier": 1, "status": "ready", "url": "https://data.worldbank.org/indicator/fin22a?locations=VN" }, { "metric": "Account ownership, adults 15+", "value": "70.55", "unit": "percent of adults age 15+", "geo": "VN", "period": "2024", "tier": 1, "status": "ready", "url": "https://data.worldbank.org/indicator/FX.OWN.TOTL.ZS?locations=VN" }, { "metric": "Vietnamese women 15+ owning a debit card", "value": "63.652436067386", "unit": "percent", "geo": "VN", "period": "2024", "tier": 1, "status": "ready", "url": "https://api.worldbank.org/v2/country/VNM/indicator/fin2.t.d.1?source=28&format=json" }, { "metric": "Adults who received a call or SMS from a stranger asking for money, past 12 months, Viet Nam", "value": "8.25567999730747", "unit": "percent", "geo": "VN", "period": "2024", "tier": 1, "status": "ready", "url": "https://api.worldbank.org/v2/country/VNM/indicator/con21?source=28&date=2024&format=json" }, { "metric": "No account because of insufficient funds, Vietnam, World Bank Global Findex", "value": "7.72", "unit": "% of population age 15+ without an accou", "geo": "VN", "period": "2024", "tier": 1, "status": "ready", "url": "https://data.worldbank.org/indicator/fin11d?locations=VN" }, { "metric": "Adults who sent money to a stranger who asked for it by phone or SMS, Viet Nam", "value": "0.220994806470081", "unit": "percent", "geo": "VN", "period": "2024", "tier": 1, "status": "ready", "url": "https://api.worldbank.org/v2/country/VNM/indicator/con22?source=28&date=2024&format=json" }, { "metric": "Jobs created per USD 1 million lent to Viet Nam SMEs, ADB/VIB loan impact estimate", "value": "10.4", "unit": "jobs per USD million lent", "geo": "VN", "period": "2021-2023", "tier": 1, "status": "ready", "url": "https://www.adb.org/sites/default/files/publication/1016211/psowp-2-access-finance-sme-development-viet-nam.pdf" }, { "metric": "Adults unable to come up with emergency funds within 30 days, by SEA country, World Bank Global Findex 2024", "value": "1.7", "unit": "% of population age 15+ reporting it is", "geo": "VN", "period": "", "tier": 1, "status": "ready", "url": "https://data.worldbank.org/indicator/fin24aN" }, { "metric": "GOOD-band free-to-paid conversion rate for credit-card-gated SaaS free trials, ChartMogul SaaS Conversion Report", "value": "25-35", "unit": "percent conversion", "geo": "global", "period": "study conducted January 2026", "tier": 2, "status": "proxy", "url": "https://chartmogul.com/reports/saas-conversion-report/" } ], "note": "status: ready = two or more independent sources or an official series; proxy = one source; context = macro background, not a validation figure." }