EU PropTech
European housing is still inflating: the EU house price index rose 5.1% year on year in Q1 2026, and 24.8% of the population own a home with an outstanding mortgage (Eurostat, 2025). 49.1% of young adults still live with their parents.
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| House price index annual growth | 5.1percent | EU | 2026-Q1 | T1 | ec.europa.eu |
| House price index, annual growth rate | 5.1percent | EU | 2026-Q1 | T1 | ec.europa.eu |
| Average expected growth of own home price next 12 months, lowest income quintile | 4.0percent | EU | 2026-08 | T1 | ecb.europa.eu |
| Mortgage interest rate expected 12 months ahead by bottom income quintile households | 5.7percent | EU | 2026-08 | T1 | ecb.europa.eu |
| Average expected nominal income growth next 12 months, bottom income quintile households | 1.7percent | EU | 2026-08 | T1 | ecb.europa.eu |
| UK average house price | 271GBP thousand | UK | 2026-05 | T1 | gov.uk |
| UK house price annual change | 2.7percent | UK | 2026-05 | T1 | gov.uk |
| Share of EU construction enterprises using AI technologies (lowest among sectors) | 10.79percent of enterprises | EU | 2025 | T1 | ec.europa.eu |
| Median share of housing costs in disposable income, households below 60% of median income, European Union | 36.3percent | EU | 2025 | T1 | ec.europa.eu |
| Share of population owning their home with an outstanding mortgage or housing loan, European Union | 24.8percent | EU | 2025 | T1 | ec.europa.eu |
| Share of EU internet users who bought rented accommodation online from private persons | 11percent | EU | 2025 | T1 | ec.europa.eu |
| Share of population renting at reduced price or free of charge, Austria | 15.0percent | AT | 2025 | T1 | ec.europa.eu |
| Overcrowding rate (population living in overcrowded households) | 16.9percent | EU | 2024 | T1 | ec.europa.eu |
| Urban population share of total population, European Union | 75.03percent | EU | 2024 | T1 | data.worldbank.org |
| Share of national equivalised income held by the tenth decile of income distribution | 23.3percent | EU | 2024 | T1 | ec.europa.eu |
| Housing cost overburden rate (population spending 40%+ of disposable income on housing) | 8.2percent | EU | 2024 | T1 | ec.europa.eu |
| Share of persons aged 18-34 living with their parents, European Union | 49.1percent | EU27 | 2024 | T1 | ec.europa.eu |
| Overcrowding rate (share living in overcrowded households) | 16.9percent | EU | 2024 | T1 | ec.europa.eu |
| Housing cost overburden rate (share spending 40%+ of income on housing) | 8.2percent | EU | 2024 | T1 | ec.europa.eu |
| Gross domestic R&D expenditure as share of GDP (innovation investment intensity) | 2.263percent of GDP | EU | 2023 | T1 | data.worldbank.org |
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