Czechia fintech
18 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Account ownership at a financial institution or mobile-money provider, trend, Czechia, World Bank Global Findex | 80.65 (2011) -> 92.28 (2024)% of population age 15+ | CZ | 2011-2024 | T1 | data.worldbank.org |
| Debit card ownership, trend, Czechia, World Bank Global Findex | 61.02 (2011) -> 88.14 (2024)% of population age 15+ | CZ | 2011-2024 | T1 | data.worldbank.org |
| Adults borrowing from a formal bank or similar financial institution, by Eastern Europe country | 31.3% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| Average transaction cost of sending remittances outbound from Czech Republic (World Bank) | 8.47percent of amount sent | CZ | 2019 | T1 | data.worldbank.org |
| Banking system share of total assets in Czech domestic regulated financial system | 85percent | CZ | 2022 | T1 | oecd.org |
| Czech FinTech sector annual revenue estimate (Deloitte, pre-pandemic) | 16-31EUR million | CZ | 2017 | T1 | oecd.org |
| Czechia households unable to face unexpected financial expenses, Eurostat | 18.1% of population | CZ | 2021 | T1 | ec.europa.eu |
| Digital payment adoption by country, World Bank Global Findex (made or received a digital payment, % age 15+) | 94.1% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| GDP per capita in purchasing power standards, Czechia, Eurostat | 36255.5PPS per capita | CZ | 2024 | T1 | ec.europa.eu |
| Made a cash payment upon delivery for an online purchase, Czechia, World Bank Global Findex | 20.50% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| Made a digital online merchant payment for an online purchase, Czechia, World Bank Global Findex | 53.96% of population age 15+ | CZ | 2021 | T1 | data.worldbank.org |
| New businesses registered, by country, World Bank | 29877count | CZ | 2024 | T1 | data.worldbank.org |
| Share of Czech citizens' financial assets held in bank deposits | 64percent | CZ | 2021 | T1 | oecd.org |
| Recovery rate for a single automated payment retry after an initial failed recurring payment (GoCardless, n=55,000 merch | 32% of originally-failed payments recovere | GLOBAL | 2020 (GoCardless Payment Success Index 2020) | T2 | gocardless.com |
| Early-stage SaaS/subscription customer churn rate benchmark (ChartMogul SaaS Benchmarks Report, n=2,100+ SaaS businesses | 3-4% median monthly customer churn rate | global | 12 months ending March 2023 | T2 | chartmogul.com |
| Firms using banks to finance investment, Czech Republic, World Bank Enterprise Surveys | 18.8percent of firms | CZ | 2019 | T2 | enterprisesurveys.org |
| Firms with a bank loan or line of credit, Czech Republic (World Bank Enterprise Surveys) | 44.6percent of firms | CZ | 2019 | T2 | enterprisesurveys.org |
| GoCardless Bank Statement Branding add-on price (embedded-finance customer spend) | 50GBP/month | CZ | 2026 | T2 | gocardless.com |
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