Eastern Europe Fintech

12 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.

Metric	Value	Geo	Period	Tier	Source
Net turnover, activities auxiliary to financial services and insurance activities (NACE K66), sum of Poland+Czechia+Hungary+Romania, Eurostat structural business statistics	29311.48 -> 33945.13EUR million net turnover, sum of PL+CZ+HU+RO, Eurostat sbs_ovw_act indicator NETTUR_MEUR, 2021 vs 2024 (+15.81% total, ~5.0% CAGR)	PL+CZ+HU+RO	2021-2024	T1	ec.europa.eu
EU credit institutions aggregate non-performing loans ratio	1.98percent	EU	2026-03	T1	ecb.europa.eu
EU credit institutions aggregate return on equity	2.44percent	EU	2026-03	T1	ecb.europa.eu
Poland payment cards in circulation	46.3million payment cards in circulation	Poland	2024-12	T1	nbp.pl
Poland payment-card fraudulent transaction share	0.004 / 0.008% of card transaction count / % of card	Poland	2024-H1	T1	nbp.pl
Adults using a mobile phone or the internet to pay bills, Poland	51.1486981869979% of population age 15+	PL	2017	T1	data.worldbank.org
Average B2B/G2B payment period reported by suppliers, EU	60days	EU	2024	T1	single-market-economy.ec.europa.eu
BLIK share of Poland's e-commerce payment transactions	70percent of e-commerce transactions	PL	2021	T1	digital-finance-platform.ec.europa.eu
Poland card-scheme transaction volume and value	8.9 / 710.1billion card-scheme transactions / PLN billion transaction value	Poland	2024	T1	nbp.pl
Slovenia share of cash payments at point of sale, by number of transactions	64percent	Slovenia	2024	T1	ecb.europa.eu
Median free-to-paid trial conversion rate for self-serve SaaS products, ChartMogul SaaS Conversion Report	8percent median free-to-paid conversion	GLOBAL	study conducted January 2026	T2	chartmogul.com
Stripe processing fee for BLIK payments, Poland	1.6percent + 1.00 PLN per transaction	PL	2026-07	T2	stripe.com