Caucasus & Central Asia Fintech
Uzbekistan anchors the region: personal remittances equalled 14.28% of GDP in 2025 and 43.8% of adults had a digitally enabled account in 2024 (World Bank). The central bank counted 448,117 installed payment terminals in July 2026.
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Receipts per installed payment terminal, Uzbekistan banking system | 719.6UZS million per terminal | UZ | 2026-H1 | T1 | cbu.uz |
| Installed payment terminals, Uzbekistan | 448 117count of terminals | UZ | 2026-07 | T1 | cbu.uz |
| Share of POS terminals in number of cashless card operations, Kazakhstan | 21,9percent | KZ | 2026-07 | T1 | nationalbank.kz |
| Xalq bank (Uzbekistan): bank cards issued into circulation | 10285146cards | UZ | 2025-10 | T1 | cbu.uz |
| Uzbekistan: share of cash in broad money supply | 19,2percent | UZ | 2025-01-01 | T1 | cbu.uz |
| Personal remittances received (% of GDP) | 14.28percent | UZ | 2025 | T1 | data.worldbank.org |
| Domestic credit to private sector by banks | 27.71percent of GDP | KZ | 2025 | T1 | data.worldbank.org |
| GDP per person employed | 82764.99constant 2021 PPP$ | KZ | 2025 | T1 | data.worldbank.org |
| Adults who sent money to a person asking for it via phone/SMS in the past 12 months | 0.19percent of adults age 15+ | UZ | 2024 | T1 | data.worldbank.org |
| Adults who received a phone call or SMS asking them for money in the past 12 months | 3.68percent of adults age 15+ | UZ | 2024 | T1 | data.worldbank.org |
| Account ownership among young adults ages 15-24, Kazakhstan | 68.2685953956478percent of population ages 15-24 | KZ | 2024 | T1 | api.worldbank.org |
| Digitally enabled account, adults age 15+, Uzbekistan | 43.8percent | UZ | 2024 | T1 | data.worldbank.org |
| Adults with no financial account citing services too expensive, Azerbaijan | 9.8percent of adults age 15+ | AZ | 2024 | T1 | data.worldbank.org |
| Received a phone call or SMS asking for money in the past 12 months, all adults, Uzbekistan | 3.68percent | UZ | 2024 | T1 | api.worldbank.org |
| Own a mobile phone (adults 15+) | 94.96percent | GE | 2024 | T1 | data.worldbank.org |
| Adults with no financial account citing lack of trust in institutions, Azerbaijan | 26.3percent of adults age 15+ | AZ | 2024 | T1 | data.worldbank.org |
| Personal remittances received, share of GDP | 13.66percent | UZ | 2024 | T1 | data.worldbank.org |
| Received phone call or SMS asking for money in past 12 months, all adults 15+, Uzbekistan | 3.68percent | UZ | 2024 | T1 | api.worldbank.org |
| Daily internet use, all adults 15+, Uzbekistan | 60.38percent | UZ | 2024 | T1 | api.worldbank.org |
| Adults unable to come up with emergency funds within 30 days, Georgia | 12.88percent | GE | 2024 | T1 | data.worldbank.org |
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