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Eastern Europe SMB Finance

16 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.

MetricValueGeoPeriodTierSource
Share of SMEs that applied for a bank loan and got everything, Slovakia60.1416percentSK2025-S1T1data-api.ecb.europa.eu
Share of SMEs experiencing problems from late payments by private entities regularly, Bulgaria7.59percentBG2025-Q3T1single-market-economy.ec.europa.eu
Share of SMEs experiencing problems from late payments by public entities regularly, Bulgaria4.81percentBG2025-Q3T1single-market-economy.ec.europa.eu
Share of SMEs aiming to obtain up to EUR 25,000 of external financing for growth, Bulgaria19.97percentBG2025-Q3T1single-market-economy.ec.europa.eu
Share of SMEs naming interest rates or price too high as main reason bank loans are not relevant, Bulgaria9.78percentBG2025-Q3T1single-market-economy.ec.europa.eu
Share of SMEs for whom bank loans are not relevant because they do not need this financing, Bulgaria66.19percentBG2025-Q3T1single-market-economy.ec.europa.eu
Share of SMEs confident talking about financing with banks and obtaining desired results, Bulgaria64.47percentBG2025-Q3T1single-market-economy.ec.europa.eu
Number of enterprises, total business economy, Bulgaria404257count of enterprisesBG2023T1ec.europa.eu
Number of enterprises, total business economy, micro, 0-9 persons employed, Bulgaria373833count of enterprisesBG2023T1ec.europa.eu
Net turnover, total business economy, Bulgaria256093.61EUR millionBG2023T1ec.europa.eu
Firms identifying access to finance as a major constraint, Moldova29.4percent of firmsMD2019T1api.worldbank.org
Firms whose most recent loan application was rejected, Moldova37percent of applicant firmsMD2019T1api.worldbank.org
Firms with a bank loan or line of credit, Slovenia64.7percent of firmsSI2019T1api.worldbank.org
Collateral required for a loan, Romania239.8percent of loan amountRO2019T1api.worldbank.org
Share of firm investment financed by banks, Bulgaria41.7percent of investmentBG2019T1api.worldbank.org
Firms using supplier or customer credit to finance working capital, Serbia50.1percent of firmsRS2019T1api.worldbank.org

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