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South Asia Fintech (Pakistan, Bangladesh, Sri Lanka)

Pakistan is digitising payments faster than banking: 92% of retail payments went through digital channels in Q1 2026, with 2.9 billion mobile app payments that quarter (SBP), yet only 27.3% of adults held an account in 2024 (World Bank). In Bangladesh, 2.76% made a digital merchant payment.

24 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.

MetricValueGeoPeriodTierSource
Wallet transactions per month, Nepal (measure transaction volume)57,040,563transactions/monthNP2026-07T1nrb.org.np
Quarter-on-quarter growth in Raast person-to-person (P2P) transactions, Pakistan10percentPK2026-Q1T1sbp.org.pk
PSP agents, Nepal329,896agentsNP2026-09T1nrb.org.np
SBP Policy (Target) Rate, Pakistan11.50percent per yearPK2026-04T1archive.sbp.org.pk
Internet banking customers, Nepal2,515,803customersNP2026-09T1nrb.org.np
Mobile banking customers, Nepal30,099,932customersNP2026-07T1nrb.org.np
Value of JustPay account-to-merchant mobile payments, Sri Lanka39LKR billionLK2026-Q1T1cbsl.gov.lk
Annual commitment of the Pakistani banking industry to remittance incentives100PKR billionPK2026T1sbp.org.pk
Digital segment EBITDA margin, Jazz Pakistan32.3percentPK2026-Q2T1sec.gov
Banking agents providing over-the-counter services, Pakistan819,397agentsPK2026-Q1T1sbp.org.pk
Active branchless banking agents as share of all BB agents, Pakistan23.9percentPK2026-Q1T1sbp.org.pk
Financial services revenue growth YoY, Jazz Pakistan53.3percentPK2026-Q2T1sec.gov
Firms choosing access to finance as their biggest obstacle, Sri Lanka11.56percent of firmsLK2025T1data360api.worldbank.org
Firms fully credit constrained, Sri Lanka, small firms21.88percent of firmsLK2025T1data360api.worldbank.org
Utility bill payments as a share of mobile e-money transaction value, Sri Lanka61.3percentLK2026-Q1T1cbsl.gov.lk
Volume of JustPay account-to-merchant mobile payments, Sri Lanka7386thousand transactionsLK2026-Q1T1cbsl.gov.lk
Value of mobile app-based payments, Pakistan42PKR trillionPK2026-Q1T1sbp.org.pk
Women as share of branchless banking account holders, Pakistan30.4percentPK2026-Q1T1sbp.org.pk
Combined enterprise value of VC-backed startups, Pakistan4.5USD billionPK2025T2dealroom.co
Share of loans requiring collateral, Sri Lanka84.02percent of loansLK2025T1data360api.worldbank.org
Quarterly number of cash prizes under the Pasban Remittance Reward Scheme2521countPK2026T1sbp.org.pk
Raast person-to-person (P2P) transactions, Pakistan664million transactions/quarterPK2026-Q1T1sbp.org.pk
LANKAQR on-us (intra-bank) transaction volume, Sri Lanka118thousand transactionsLK2026-Q1T1cbsl.gov.lk
Credit cards in default (90 days or more in arrears), Sri Lanka130,102cardsLK2026-Q1T1cbsl.gov.lk

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