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South Asia Fintech (Pakistan, Bangladesh, Sri Lanka)

20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.

MetricValueGeoPeriodTierSource
Mobile app share of digital payment transactions, Pakistan78percentPK2026-Q1T1sbp.org.pk
Quarter-on-quarter growth of internet banking transaction volume, Pakistan5percentPK2026-Q1T1sbp.org.pk
Over-the-counter transactions processed by banking agents, Pakistan155million transactionsPK2026-Q1T1sbp.org.pk
Mobile app-based payment transactions (branchless banking, bank and EMI apps), Pakistan2.9billion transactionsPK2026-Q1T1sbp.org.pk
Mobile app-based payment transaction value, Pakistan42PKR trillionPK2026-Q1T1sbp.org.pk
Change in LANKAQR transaction volume year on year, Sri Lanka-9.6percentLK2025-Q3T1cbsl.gov.lk
Defaulted credit card transaction value, Sri Lanka19.2LKR billionLK2025-Q3T1cbsl.gov.lk
POS terminals per 1,000 inhabitants, Sri Lanka6.3terminals per 1000 inhabitantsLK2025T1cbsl.gov.lk
Per capita CEFTS fast-payment transaction value, Sri Lanka1063485LKR per inhabitant per yearLK2025T1cbsl.gov.lk
Average monthly household income, richest quintile, urban Pakistan146920PKR per monthPK2024-2025T1pbs.gov.pk
Average monthly household consumption expenditure, all households, Pakistan79150PKR per monthPK2024-2025T1pbs.gov.pk
Adults without an account citing distance to financial institutions, Bangladesh8.06percentBD2024T1api.worldbank.org
Account holders with an inactive account, Sri Lanka17.57percentLK2024T1api.worldbank.org
Adults able to send a text message on a mobile phone, Bangladesh30.25percentBD2024T1api.worldbank.org
Adults for whom raising emergency funds within 30 days is not possible, Pakistan17.02percentPK2024T1api.worldbank.org
Adults who made a digital online merchant payment, Pakistan2.45percentPK2024T1api.worldbank.org
Account ownership, all adults ages 15+, Pakistan27.3percentPK2024T1api.worldbank.org
Adults who borrowed to start or operate a business, Pakistan12.56percentPK2024T1api.worldbank.org
Adults who borrowed from a bank or similar financial institution, Pakistan5.68percentPK2024T1api.worldbank.org
Adults with a mobile money account, Bangladesh20.77percentBD2024T1api.worldbank.org

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