Ukraine fintech
Ukraine is a contactless-first card market: 99% of cashless retail card transactions were contactless or NFC in H1 2026, 61.1 million payment cards were active in June 2026, and cashless card value grew 16.6% year on year (National Bank of Ukraine).
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Card-to-card transfer share of cashless card transactions by count, Ukraine | 6,9percent | UA | 2026-H1 | T1 | bank.gov.ua |
| Contactless and NFC share of cashless retail card transactions, Ukraine | 99percent | UA | 2026-H1 | T1 | bank.gov.ua |
| Retail and service network share of cashless card transaction value, Ukraine | 53,1percent | UA | 2026-H1 | T1 | bank.gov.ua |
| Year-on-year growth of cashless payment card transaction value, Ukraine | 16,6percent | UA | 2026-H1 | T1 | bank.gov.ua |
| Card-to-card transfer share of cashless card transaction value, Ukraine | 25percent | UA | 2026-H1 | T1 | bank.gov.ua |
| Active share of payment cards issued in Ukraine | 40percent of issued cards | UA | 2026-06 | T1 | bank.gov.ua |
| Tokenised share of active payment cards, Ukraine | 34,5percent of active cards | UA | 2026-06 | T1 | bank.gov.ua |
| Tokenised payment cards, Ukraine | 21,1million cards | UA | 2026-06 | T1 | bank.gov.ua |
| Active payment cards, Ukraine | 61,1million cards | UA | 2026-06 | T1 | bank.gov.ua |
| Active payment cards, Ukraine | 65,4million cards | UA | 2026-01 | T1 | bank.gov.ua |
| Average loss per fraudulent payment-card operation, Ukraine | 5536UAH | UA | 2025 | T1 | bank.gov.ua |
| Share of fraudulent payment-card operations carried out over the internet, Ukraine | 83percent | UA | 2025 | T1 | bank.gov.ua |
| Start-up-stage venture capital investment, Ukraine | 6309EUR thousand | UA | 2025 | T1 | investeurope.eu |
| Average amount of one fraudulent payment-card operation carried out online, Ukraine | 6 043UAH | UA | 2025 | T1 | bank.gov.ua |
| Seed-stage venture capital invested in Ukrainian companies | 2586EUR thousand | UA | 2025 | T1 | investeurope.eu |
| Total venture capital investment, Ukraine | 0EUR thousand | UA | 2024 | T1 | investeurope.eu |
| Made a digital online merchant payment, Ukraine, urban | 37.4percent | UA | 2024 | T1 | api.worldbank.org |
| Bought something online, Ukraine, urban | 55.2887524351425percent | UA | 2024 | T1 | api.worldbank.org |
| Total losses from illegal and fraudulent payment-card operations, Ukraine | 1,1UAH billion | UA | 2024 | T1 | bank.gov.ua |
| Owns a mobile phone, Ukraine, ages 15-24 | 96.62percent | UA | 2024 | T1 | api.worldbank.org |
Connected markets
Same vertical, other geographies
- Africa Fintech (NG/KE/EG) · 20 facts
- Caucasus & Central Asia Fintech · 20 facts
- China Fintech & Payments · 20 facts
- Turkey Fintech · 20 facts
- Hungary fintech · 20 facts
- Indonesia fintech · 20 facts
Related benchmarks
How big is a typical seed or Series A round, and how many startups make it to the next one?
Startup Round Sizes by Stage 2026: Seed and Series A Medians by Ecosystem
Are instant payments replacing cash infrastructure?
Instant Payments vs ATMs
How digital is India's financial life, really?
India Fintech in Numbers
Building in this market?
Validate your idea against this data inside God of Startups. Your idea is checked against the market, never shared with it.