Latin America Fintech
Pix is Latin America's payments rail: 7.10 billion interbank Pix transactions settled in December 2025, volume grew 24.32% year on year, and the median transaction was BRL 36.00 (Banco Central do Brasil). In Mexico, 62.6% of firms say the economy limits new bank credit (Banxico).
24 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Mastercard gross dollar volume, Latin America | 279USD billion | LATAM | 2026-Q3 | T1 | sec.gov |
| Total Pix P2B value (individuals paying businesses), Brazil, monthly | 369.84BRL billion | BR | 2026-09 | T1 | olinda.bcb.gov.br |
| Mercado Pago merchant (MSME) loans receivable, gross | 2,537USD million | LATAM | 2026-06-30 | T1 | sec.gov |
| Cost to receive the main type of electronic payment, Argentina, services firms | 2.50percent of transaction | AR | 2026 | T1 | data360api.worldbank.org |
| Share of sales paid by customers electronically, Argentina, large firms | 71.97percent of sales | AR | 2026 | T1 | data360api.worldbank.org |
| Pix P2B transactions received by medium and large firms, Brazil, monthly (firm_size Demais) | 1575.3million transactions | BR | 2026-09 | T1 | olinda.bcb.gov.br |
| Mastercard average purchase transaction value, Latin America | 24.1USD | LATAM | 2026-Q3 | T1 | sec.gov |
| MercadoLibre credit revenues, quarterly, BR | 1,297USD million | BR | 2026-Q2 | T1 | sec.gov |
| Allowance for doubtful accounts as share of gross merchant loans, Mercado Pago | 39.8percent | LATAM | 2026-06-30 | T1 | sec.gov |
| Nubank marketing expenses (managerial P&L) | 103.6USD million | LATAM | 2026-Q2 | T1 | sec.gov |
| Monthly activity rate of customers, Nubank | 83.5percent | LATAM | 2026-Q2 | T1 | sec.gov |
| Mastercard purchase transactions growth, Latin America | 16.8percent | LATAM | 2026-Q3 | T1 | sec.gov |
| Firms choosing access to finance as their biggest obstacle, Argentina, large firms | 11.90percent of firms | AR | 2026 | T1 | data360api.worldbank.org |
| Firms fully credit constrained, Argentina, medium firms | 9.77percent of firms | AR | 2026 | T1 | data360api.worldbank.org |
| Administrative expenses as share of average adjusted credit cost (ICC), Brazil | 15.03percent of ICC | BR | 2023 | T1 | bcb.gov.br |
| Pix MED refund percentage for accepted contested Pix value | 16.23percent refunded | Brazil | 2026-04 | T1 | olinda.bcb.gov.br |
| Average Pix ticket paid by businesses, Brazil | 2007.74BRL | BR | 2026-08 | T1 | olinda.bcb.gov.br |
| Average Pix P2B ticket paid to medium and large firms, Brazil (firm_size Demais) | 123.17BRL per transaction | BR | 2026-09 | T1 | olinda.bcb.gov.br |
| Commercial bank agent outlets per 100,000 adults, EC | 353.24outlets per 100 | EC | 2025 | T1 | api.imf.org |
| Share of Pix transactions paid from the South region, Brazil | 12.21percent | BR | 2026-08 | T1 | olinda.bcb.gov.br |
| Formal and mobile-money borrowing for business purposes in major Latin American markets | Brazil borrowed formally or via mobile money 46.9218311761951%, borrowed to start/operate a business 7.65000811964697%; Colombia 13.5462920472104% and 7.59661023485342%; Mexico 15.1443918796525% and 5.24775893831855%% of population age 15+, World Bank Global Findex | Latin America | 2024 | T1 | api.worldbank.org |
| Share of loans requiring collateral, Argentina, large firms | 26.72percent of loans | AR | 2026 | T1 | data360api.worldbank.org |
| Firms citing unfavorable rates, collateral or procedures as main reason … applying for loans, Argentina, services firms | 44.87percent of firms | AR | 2026 | T1 | data360api.worldbank.org |
| Firms whose recent loan application was rejected, Argentina | 3.04percent of firms | AR | 2026 | T1 | data360api.worldbank.org |
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