Latin America Fintech
20 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Latin America and Caribbean firm investment financing mix | internally 66.8%; banks 19.1%; supplier/customer credit 6.3%; equity or stock sales 4.8%; other financing 3.1%average percent of investment financing | Latin America & Caribbean | latest available Enterprise Surveys year | T1 | extdataportal.worldbank.org |
| Latin America and Caribbean loan application decision time | 31.1average days to receive a decision on loan application | Latin America & Caribbean | latest available Enterprise Surveys year | T1 | extdataportal.worldbank.org |
| Main challenges reported by Latin America and Caribbean fintech firms | scalability 41%; access to financing 19%percent of surveyed firms | Latin America and the Caribbean | November-December 2023 | T1 | iadb.org |
| Share of Pix payments made by individuals aged 19 or under, Brazil | 6.18percent | BR | 2026-08 | T1 | olinda.bcb.gov.br |
| Average Pix ticket paid by individuals aged 19 or under, Brazil | 64.95BRL | BR | 2026-08 | T1 | olinda.bcb.gov.br |
| Share of Pix transactions initiated by dynamic QR code, Brazil | 43.91percent | BR | 2026-08 | T1 | olinda.bcb.gov.br |
| Share of Pix transaction count that is person-to-business (P2B), Brazil | 46.64percent | BR | 2026-08 | T1 | olinda.bcb.gov.br |
| Accepted Pix fraud claims per 100,000 transactions, Brazil | 4.236claims per 100 thousand transactions | BR | 2026-04 | T1 | olinda.bcb.gov.br |
| Real annual growth of performing bank credit to non-financial companies and individuals with business activity, Mexico | -0.7percent | MX | 2026-03 | T1 | banxico.org.mx |
| Outstanding performing bank credit to non-financial companies and individuals with business activity, Mexico | 3775.4MXN billion | MX | 2026-03 | T1 | banxico.org.mx |
| Average value of one cash withdrawal, Brazil | 783.61BRL | BR | 2025-Q4 | T1 | olinda.bcb.gov.br |
| Account ownership among young adults ages 15-24, Brazil | 84.3933437415226percent | BR | 2024 | T1 | api.worldbank.org |
| Average cost of sending remittances from Brazil (outbound) | 4.60percent | Brazil | 2023 | T1 | data.worldbank.org |
| Latin America and Caribbean fintech venture-capital participation after market contraction | US$7.8bn in 2022; fintech 43% of total venture capital investmentUS dollars and percent of venture capita | Latin America and the Caribbean | 2021-2022 | T1 | iadb.org |
| Latin America and Caribbean social-program beneficiaries receiving benefits digitally | 40% in 2014 to 80% in 2021percent of social-program beneficiaries | Latin America and the Caribbean | 2014-2021 | T1 | iadb.org |
| Total early-stage funding, Sao Paulo startup ecosystem | 1.7USD billion | BR | H2 2023-2025 | T2 | startupgenome.com |
| Median Series A round size, Mexico City startup ecosystem | 8.4USD million | MX | H2 2023-2025 | T2 | startupgenome.com |
| Regional (Latin America) median seed round size benchmark | 426USD thousand | LATAM | H2 2023-2025 | T2 | startupgenome.com |
| Median seed round size, Sao Paulo startup ecosystem | 656USD thousand | BR | H2 2023-2025 | T2 | startupgenome.com |
| Ecosystem value growth, Mexico City startup ecosystem | 205percent | MX | H2 2018-2020 vs H2 2023-2025 | T2 | startupgenome.com |
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