South Korea Fintech & Payments
24 verified facts tracked for this market — each with its source, reporting period and evidence tier. Tier 1 = primary institutions (central banks, statistical offices); tier 2 = disclosed industry panels.
| Metric | Value | Geo | Period | Tier | Source |
|---|---|---|---|---|---|
| Daily average value of prepaid electronic payment (stored value) transactions in Korea | 13,051.0KRW 100 million/day | KR | 2025 | T1 | bok.or.kr |
| Cumulative loans originated by Korean online investment-linked (P2P) lenders | 20KRW trillion | KR | 2026-08 | T1 | fsc.go.kr |
| Share of non-financial e-finance firms (big-tech/fintech) in Korean easy-pay value | 55.4percent | KR | 2026-H1 | T1 | bok.or.kr |
| Average merchant fee rate on prepaid (pay-balance) payments via Korean e-finance firms | 1.85percent | KR | 2025-H1 | T1 | fsc.go.kr |
| Generative AI services launched by financial firms under innovative financial service designations, Korea, cumulative | 45services | KR | 2026-04 | T1 | fsc.go.kr |
| Newly opened small/medium credit-card merchants per half-year, Korea | 15.910 thousand merchants | KR | 2026-H1 | T1 | fsc.go.kr |
| Share of deficit households (consumption exceeds disposable income), income quintile 5, South Korea | 9.8percent | KR | 2026-Q2 | T1 | mods.go.kr |
| Loan-comparison platform brokerage fee rate paid by card/credit-finance companies on refinanced credit loans | 1.00–1.30percent of loan | KR | 2024-H1 | T1 | fsc.go.kr |
| Aggregate operating profit decrease of Korean VASPs, half-on-half | 18percent | KR | 2025-H1 | T1 | fsc.go.kr |
| Users of bank/card-company finance apps citing rates and fee benefits as main reason | 20.4percent | KR | 2024 | T1 | bok.or.kr |
| Biometric payment awareness, Korean adults aged 60+ | 28.3percent | KR | 2024 | T1 | bok.or.kr |
| Share of 20% high-growth enterprises among 10+ employee firms, all industries, Korea | 1.8percent | KR | 2025 | T1 | mods.go.kr |
| Voice phishing incidents reported, Korea, 10-month total (Oct–Jul) | 12,554cases | KR | 2025-10/2026-07 | T1 | fsc.go.kr |
| Linkage rate of medical institutions to Korea's indemnity insurance e-cl … ystem, all participating medical institutions | 29.0percent | KR | 2026-05 | T1 | fsc.go.kr |
| Annual interest saved per borrower refinancing jeonse (rental deposit) loans via Korea's online loan-switching service | 24210 | KR | 2024-07 | T1 | fsc.go.kr |
| Interest relief per user from MyData AI-agent rate-cut request service, Korea | 61KRW 10k per person | KR | 2026-07 | T1 | fsc.go.kr |
| Average monthly total wage per worker, financial and insurance activities (KSIC K), Korea | 7,887KRW thousand/month | KR | 2025 | T1 | index.go.kr |
| Borrower interest-rate-cut requests filed, Korean lenders | 163.810 | KR | 2025-H1 | T1 | fsc.go.kr |
| Korean mobile remitters using banks: chose because accessible from a frequently used app (messenger, portal) | 32.6percent | KR | 2024 | T1 | bok.or.kr |
| Credit-card merchants with annual sales KRW 1-3bn, Korea | 19.910 thousand merchants | KR | 2026-H2 | T1 | fsc.go.kr |
| Venture capital investments, all stages, Korea | 2628.9USD million | KR | 2025 | T1 | sdmx.oecd.org |
| Voice phishing report call answer rate before the integrated response unit, Korea | 60percent | KR | 2025 | T1 | fsc.go.kr |
| Share of real-estate-collateral and stock loans in Korean P2P lending | 70percent | KR | 2026-08 | T1 | fsc.go.kr |
| Illegal private loans reported by victims via one-stop support centres, Korea (Feb 23–Aug 21) | 4,705illegal debts | KR | 2026-02/2026-08 | T1 | fsc.go.kr |
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